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Finance

Equipment Financing vs. Other Payment Options

Learn more about financing options, and submit your request below.

Financing your equipment purchase with TimePayment is a smart decision for business owners on a budget. Get the equipment your practice needs now and pay for it over time through affordable monthly lease payments. Use that equipment to generate revenue and significantly impact your company’s bottom line. Equipment leasing is a smart alternative to purchasing if you do not want to own equipment that may become obsolete quickly. Learn how lease financing compares to other purchasing options:
  • Equipment Financing vs. Purchasing Outright: Few companies are in a position where they have enough working capital to purchase all their equipment, furniture, and software outright. If you finance your equipment purchase with TimePayment, your company will have more available credit for future business opportunities.
  • Equipment Financing vs. Credit Cards: Many small businesses and startups have limited lines of credit available. When you purchase your equipment with a credit card, you are wasting valuable lines of credit that your company may need to utilize for other expenses. If you finance your equipment purchase with TimePayment, you leave yourself more options for future company needs.
  • Equipment Financing vs. Small Business Loans: Equipment financing may be an affordable alternative to a loan. Many lending institutions have very strict requirements businesses must meet before the bank will extend a loan or line of credit. Bank loans usually require a significant down payment that can range between 10% - 20% of the equipment cost.
  • With a TimePayment lease our standard program only requires one advance payment and the documentation fee prior to the start of the lease. TimePayment is able to offer financing to more businesses that have yet to establish a strong credit history or have a compromised credit history through our innovative, multilevel financing products.
 
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Medical Device Depot, Inc., Medical Equipment, Ellicott City, MD Physio Control Payment Options